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CURRENT AFFAIRS

How to Prepare Current Affairs for UPSC?

There is a trend of asking questions in the UPSC Civil Services Exam from the events that are in news related to the subject. A large number of questions in the exam are directly asked from websites; like PIB, Down to Earth or Newspaper; like The Hindu, Indian Express, Times of India, Business Standard etc. It is very challenging to study from all these sources in a limited time during preparation. Keeping all these things in mind, all the important news is compiled in this section on a daily basis; so that you do not miss any important event from the exam point of view.

Click here to read the most important news of the day

Non-Performing Assets (NPAs)

Indian Economy 11-Apr-2025

An asset (loan or advance) is classified as a Non-Performing Asset if the borrower has failed to make the repayment (interest or principal) for 90 days or more. 

Urban Cooperative Banks

Indian Economy 11-Apr-2025

Urban Cooperative Banks (UCBs) are financial institutions operating in urban and semi-urban areas of India. 

Iran's nuclear program and India's perspective

International Issues 11-Apr-2025

On April 9, 2025, the US has imposed new sanctions on Iran's nuclear program ahead of nuclear talks with Iran. Iran's development of nuclear weapons can pose a serious threat to the Middle East as well as overall global security.

Omnibus Framework for Recognising Self-Regulatory Organisations (SROs) for Regulated Entities (REs)

Indian Economy 10-Apr-2025

Objective: To establish a uniform framework for the recognition and functioning of Self-Regulatory Organisations (SROs) across all financial sectors regulated by the RBI.

NON-BANKING FINANCIAL COMPANIES (NBFCS)

Indian Economy 10-Apr-2025

Non-Banking Financial Companies (NBFCs) are financial institutions that perform many banking-like functions, but they are not banks. 

Microfinance

Indian Economy 10-Apr-2025

Microfinance refers to the provision of financial services such as microcredit, savings, insurance, and remittances to low-income and underserved populations, especially those excluded from traditional banking services.

Ways and Means Advances (WMA)

Indian Economy 10-Apr-2025

Ways and Means Advances (WMA) refer to the temporary advances provided by the Reserve Bank of India (RBI) to States/Union Territories (UTs) and the Union Government to address temporary mismatches in their cash inflows and outflows. 

Financial Inclusion Index (FII)

Indian Economy 10-Apr-2025

The Financial Inclusion Index (FII) is an important metric designed to assess the extent of financial inclusion across the country. 

Reserve Bank – Integrated Ombudsman Scheme

Indian Economy 10-Apr-2025

The Reserve Bank – Integrated Ombudsman Scheme was launched in 2021 as a part of the Alternate Grievance Redress (AGR) Framework of the Reserve Bank of India (RBI).

Credit-Deposit (CD) Ratio

Indian Economy 10-Apr-2025

The Credit-Deposit (CD) Ratio is a significant financial metric that indicates the percentage of total loans a bank has issued relative to its total deposits. 

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