According to the 'Reserve Bank of India-Digital Payments Index', digital payments have increased from 270 in March 2021 to 304.06 in September 2021. This index was launched in January 2021 to indicate the extent of digitalization of payments across the country. This indicates rapid adoption of digital payments.
The index is published on a semi-annual basis from March 2021 onwards with a lag of 4 months. The base period for this index has been fixed as March 2018, for which the DPI score is 100.
It is prepared on the basis of five broad criteria, which include Payment Enablers (weight 25%), Payment Infrastructure – Demand-side factors (10%), Payment Infrastructure – Supply-side factors (15%), Payment Performance (45%) and Consumer Centricity (5%).
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